:root {
  --blue: #0868f5;
  --blue-strong: #0752dc;
  --blue-soft: #eaf3ff;
  --navy: #061b45;
  --navy-2: #0a2c65;
  --ink: #0b234d;
  --muted: #617393;
  --line: #dbe5f3;
  --surface: #f5f8fd;
  --white: #ffffff;
  --green: #08a965;
  --gold: #e5aa28;
  --shadow: 0 20px 55px rgba(5, 35, 88, .12);
  --radius-lg: 30px;
  --radius-md: 20px;
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button, a { -webkit-tap-highlight-color: transparent; }
.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.section { padding: 112px 0; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; left: 16px; top: -80px; z-index: 1000; padding: 12px 18px; color: white; background: var(--navy); border-radius: 10px; transition: top .2s; }
.skip-link:focus { top: 16px; }

.site-header { position: sticky; inset: 0 0 auto; z-index: 50; background: rgba(255,255,255,.88); border-bottom: 1px solid transparent; backdrop-filter: blur(18px); transition: border-color .25s, box-shadow .25s; }
.site-header.is-scrolled { border-color: var(--line); box-shadow: 0 8px 28px rgba(6,27,69,.06); }
.header-inner { min-height: 88px; display: flex; align-items: center; justify-content: space-between; gap: 32px; }
.brand { width: 166px; height: 82px; display: flex; align-items: center; }
.brand img { width: 162px; height: auto; object-fit: contain; }
.main-nav { display: flex; align-items: center; gap: 34px; font-weight: 650; font-size: .94rem; }
.main-nav > a:not(.nav-cta) { position: relative; padding: 10px 0; }
.main-nav > a:not(.nav-cta)::after { content: ""; position: absolute; left: 0; bottom: 4px; width: 100%; height: 2px; background: var(--blue); transform: scaleX(0); transform-origin: right; transition: transform .25s; }
.main-nav > a:not(.nav-cta):hover::after, .main-nav > a:not(.nav-cta):focus-visible::after { transform: scaleX(1); transform-origin: left; }
.nav-cta { padding: 12px 20px; color: white; background: var(--navy); border-radius: 999px; transition: transform .2s, background .2s; }
.nav-cta:hover { background: var(--blue); transform: translateY(-2px); }
.menu-button { display: none; width: 44px; height: 44px; padding: 10px; border: 0; border-radius: 12px; background: var(--surface); }
.menu-button span:not(.sr-only) { display: block; height: 2px; margin: 5px 0; background: var(--navy); border-radius: 2px; }

.hero { position: relative; min-height: 620px; overflow: hidden; background: linear-gradient(120deg, #f8fbff 0%, #eef5ff 100%); }
.hero::before { content: ""; position: absolute; width: 520px; height: 520px; right: -250px; top: -210px; border-radius: 50%; background: rgba(8,104,245,.06); }
.hero-clean { position: relative; z-index: 2; min-height: 620px; display: flex; align-items: center; }
.hero-clean .hero-copy { max-width: 880px; padding: 72px 0 82px; }
.hero-lines { position: absolute; inset: 0 0 0 auto; width: 44%; pointer-events: none; opacity: .72; }
.hero-lines span { position: absolute; right: -18%; width: 110%; height: 220px; border: 1px solid rgba(8,104,245,.16); border-left-color: transparent; border-radius: 50%; transform: rotate(-12deg); }
.hero-lines span:nth-child(1) { top: 16%; }
.hero-lines span:nth-child(2) { top: 30%; right: -12%; }
.hero-lines span:nth-child(3) { top: 44%; right: -6%; }
.eyebrow { display: flex; align-items: center; gap: 10px; margin: 0 0 18px; color: var(--blue-strong); font-size: .78rem; line-height: 1.3; letter-spacing: .13em; text-transform: uppercase; font-weight: 800; }
.eyebrow span { width: 28px; height: 2px; background: currentColor; }
.hero h1, .section-heading h2, .steps-intro h2, .security-copy h2, .policy-hero h1 { margin: 0; color: var(--navy); font-size: clamp(2.8rem, 5.2vw, 5.25rem); line-height: .98; letter-spacing: -.052em; }
h1 em, h2 em { color: var(--blue); font-style: normal; }
.hero-text { max-width: 590px; margin: 26px 0 30px; color: var(--muted); font-size: 1.1rem; line-height: 1.75; }
.button { display: inline-flex; align-items: center; justify-content: center; gap: 22px; min-height: 54px; padding: 14px 24px; border-radius: 999px; font-weight: 780; line-height: 1.2; transition: transform .2s, box-shadow .2s, background .2s; }
.button:hover { transform: translateY(-3px); }
.button-primary { color: white; background: linear-gradient(120deg, var(--blue), var(--blue-strong)); box-shadow: 0 14px 28px rgba(8,104,245,.24); }
.button-primary:hover { box-shadow: 0 17px 36px rgba(8,104,245,.32); }
.hero-products { display: flex; align-items: center; gap: 13px; margin: 32px 0 0; color: #7183a0; font-size: .79rem; font-weight: 760; letter-spacing: .04em; text-transform: uppercase; }
.hero-products i { width: 4px; height: 4px; background: var(--blue); border-radius: 50%; }

.hero-visual { position: relative; height: 490px; display: grid; place-items: center; }
.orbit { position: absolute; border: 1px solid rgba(8,104,245,.18); border-radius: 50%; }
.orbit-one { width: 440px; height: 440px; animation: orbitRotate 24s linear infinite; }
.orbit-one::before, .orbit-two::before { content: ""; position: absolute; width: 12px; height: 12px; border-radius: 50%; background: var(--blue); box-shadow: 0 0 0 8px rgba(8,104,245,.1); }
.orbit-one::before { top: 51px; right: 59px; }
.orbit-two { width: 345px; height: 345px; border-style: dashed; animation: orbitRotate 18s linear reverse infinite; }
.orbit-two::before { left: 17px; bottom: 90px; background: var(--navy); }
.brand-panel { position: relative; z-index: 2; width: 300px; min-height: 312px; padding: 24px; display: flex; flex-direction: column; justify-content: center; align-items: center; text-align: center; background: rgba(255,255,255,.92); border: 1px solid rgba(255,255,255,.8); border-radius: 34px; box-shadow: var(--shadow); backdrop-filter: blur(14px); }
.brand-panel img { width: 255px; }
.brand-panel-label { color: var(--blue); font-size: .72rem; font-weight: 850; letter-spacing: .13em; text-transform: uppercase; }
.brand-panel p { max-width: 220px; margin: 4px 0 0; color: var(--muted); font-size: .9rem; }
.floating-tag { position: absolute; z-index: 3; min-width: 202px; display: flex; align-items: center; gap: 12px; padding: 13px 16px; color: var(--navy); background: rgba(255,255,255,.95); border: 1px solid var(--line); border-radius: 16px; box-shadow: 0 15px 35px rgba(6,27,69,.12); transition: transform .25s, box-shadow .25s; }
.floating-tag:hover { transform: translateY(-5px); box-shadow: 0 20px 42px rgba(6,27,69,.18); }
.floating-tag strong, .floating-tag small { display: block; }
.floating-tag strong { font-size: .88rem; }
.floating-tag small { color: var(--muted); font-size: .7rem; }
.tag-icon { width: 34px; height: 34px; display: grid; place-items: center; flex: 0 0 auto; color: white; background: linear-gradient(145deg, var(--blue), var(--navy)); border-radius: 10px; font-weight: 850; }
.tag-fgts { top: 46px; left: -7px; }
.tag-clt { right: -25px; top: 175px; }
.tag-bolsa { left: 5px; bottom: 34px; }

.section-heading { display: flex; align-items: end; justify-content: space-between; gap: 60px; margin-bottom: 48px; }
.section-heading > div { max-width: 690px; }
.section-heading h2, .steps-intro h2, .security-copy h2 { font-size: clamp(2.2rem, 3.6vw, 3.35rem); line-height: 1.06; }
.section-heading > p { max-width: 380px; margin: 0 0 5px; color: var(--muted); }
.product-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.product-card { display: flex; flex-direction: column; overflow: hidden; background: white; border: 1px solid var(--line); border-radius: var(--radius-md); box-shadow: 0 12px 38px rgba(6,27,69,.07); transition: transform .3s, box-shadow .3s; }
.product-card:hover { transform: translateY(-7px); box-shadow: var(--shadow); }
.product-image { position: relative; height: 245px; overflow: hidden; background: var(--blue-soft); }
.product-image::after { content: ""; position: absolute; inset: auto 0 0; height: 42%; background: linear-gradient(transparent, rgba(3,19,49,.34)); }
.product-image img { width: 100%; height: 100%; object-fit: cover; transition: transform .55s ease; }
.product-card:hover .product-image img { transform: scale(1.035); }
.product-number { position: absolute; z-index: 2; right: 16px; bottom: 12px; color: white; font-size: .75rem; font-weight: 800; letter-spacing: .12em; }
.product-content { display: flex; flex: 1; flex-direction: column; padding: 27px; min-height: 284px; }
.product-pill { align-self: flex-start; padding: 5px 9px; color: var(--blue-strong); background: var(--blue-soft); border-radius: 999px; font-size: .68rem; font-weight: 850; letter-spacing: .07em; text-transform: uppercase; }
.product-card h3 { margin: 15px 0 10px; color: var(--navy); font-size: 1.55rem; line-height: 1.2; letter-spacing: -.025em; }
.product-card p { margin: 0 0 26px; color: var(--muted); }
.product-card ul { display: grid; gap: 7px; margin: 22px 0 28px; padding: 0; list-style: none; color: var(--ink); font-size: .88rem; }
.product-card li::before { content: "✓"; margin-right: 8px; color: var(--blue); font-weight: 900; }
.button-card { width: 100%; margin-top: auto; color: white; background: var(--navy); border-radius: 13px; }
.product-card:hover .button-card { background: var(--blue); }
.product-bolsa .product-pill { color: #7a5300; background: #fff4d6; }
.product-bolsa:hover .button-card { background: #bb7800; }

.steps { position: relative; overflow: hidden; color: white; background: var(--navy); }
.steps::before { content: "BH"; position: absolute; right: -45px; bottom: -140px; color: rgba(255,255,255,.025); font-size: 28rem; font-weight: 900; line-height: 1; letter-spacing: -.12em; }
.steps-layout { position: relative; display: grid; grid-template-columns: .82fr 1.18fr; gap: 100px; align-items: center; }
.eyebrow-light { color: #7db3ff; }
.steps-intro h2 { color: white; }
.steps-intro h2 em { color: #62a1ff; }
.steps-intro > p:not(.eyebrow) { max-width: 450px; color: #afc1df; }
.button-light { margin-top: 18px; color: var(--navy); background: white; }
.step-list { display: grid; gap: 1px; margin: 0; padding: 0; list-style: none; background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.12); border-radius: var(--radius-md); overflow: hidden; }
.step-list li { display: grid; grid-template-columns: 72px 1fr; gap: 22px; padding: 28px; background: #0a2858; }
.step-index { display: grid; place-items: center; width: 58px; height: 58px; color: #81b5ff; border: 1px solid rgba(129,181,255,.45); border-radius: 50%; font-size: .78rem; font-weight: 850; }
.step-list h3 { margin: 2px 0 4px; font-size: 1.14rem; }
.step-list p { margin: 0; color: #afc1df; font-size: .94rem; }

.security { background: var(--surface); }
.security-panel { display: grid; grid-template-columns: .9fr 1.1fr; gap: 70px; padding: 58px; background: white; border: 1px solid var(--line); border-radius: var(--radius-lg); box-shadow: 0 18px 52px rgba(6,27,69,.07); }
.security-copy > p:last-child { margin-bottom: 0; color: var(--muted); }
.security-points { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.security-points > div { padding: 24px 20px; background: var(--surface); border-radius: 16px; }
.security-points span { display: block; margin-bottom: 38px; color: var(--blue); font-size: .72rem; font-weight: 850; letter-spacing: .12em; }
.security-points strong { display: block; line-height: 1.25; }
.security-points p { margin: 8px 0 0; color: var(--muted); font-size: .84rem; line-height: 1.55; }

.final-cta { padding: 96px 0 52px; background: var(--surface); }
.cta-card { position: relative; overflow: hidden; display: flex; align-items: center; justify-content: space-between; gap: 50px; padding: 48px 52px; color: white; background: linear-gradient(115deg, var(--blue) 0%, #0749cb 60%, var(--navy) 100%); border-radius: var(--radius-lg); box-shadow: 0 22px 50px rgba(8,82,220,.2); }
.cta-card::after { content: ""; position: absolute; width: 290px; height: 290px; right: 5%; top: -190px; border: 50px solid rgba(255,255,255,.08); border-radius: 50%; }
.cta-card > * { position: relative; z-index: 1; }
.cta-kicker { display: block; margin-bottom: 8px; color: #b9d7ff; font-size: .76rem; font-weight: 800; letter-spacing: .11em; text-transform: uppercase; }
.cta-card h2 { max-width: 720px; margin: 0; font-size: clamp(1.9rem, 3vw, 3rem); line-height: 1.12; letter-spacing: -.035em; }
.button-white { flex: 0 0 auto; color: var(--navy); background: white; }

.partners { padding: 58px 0 78px; background: var(--surface); }
.partners-label { margin: 0 0 20px; text-align: center; color: var(--muted); font-size: .78rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.partners-box { padding: 28px 42px; background: white; border: 1px solid var(--line); border-radius: 18px; }
.partners-box img { width: min(100%, 950px); margin: auto; filter: grayscale(.1); }

.site-footer { color: var(--muted); background: #f7faff; border-top: 1px solid var(--line); }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.15fr; gap: 60px; padding: 68px 0 54px; }
.footer-brand img { width: 180px; height: auto; }
.footer-brand p { max-width: 290px; }
.footer-grid h2 { margin: 0 0 16px; color: var(--navy); font-size: .86rem; letter-spacing: .06em; text-transform: uppercase; }
.footer-grid a, .footer-grid > div > p { display: block; margin: 9px 0; font-size: .9rem; }
.footer-grid a:hover { color: var(--blue); }
.footer-bottom { display: flex; justify-content: space-between; gap: 30px; padding: 24px 0 30px; border-top: 1px solid var(--line); font-size: .77rem; }
.footer-bottom p { margin: 0; }

.policy-header .back-link { color: var(--blue); font-weight: 750; }
.policy-hero { padding: 90px 0 84px; color: white; background: linear-gradient(120deg, var(--navy), #073d9f 70%, var(--blue)); }
.policy-hero h1 { color: white; font-size: clamp(2.8rem, 5vw, 4.8rem); }
.policy-hero > .container > p:not(.eyebrow) { max-width: 680px; color: #c2d6f5; font-size: 1.08rem; }
.policy-date { display: inline-block; margin-top: 12px; padding: 7px 12px; color: #d7e7ff; background: rgba(255,255,255,.1); border-radius: 999px; font-size: .78rem; }
.policy-content { background: var(--surface); }
.policy-layout { display: grid; grid-template-columns: 280px minmax(0, 760px); justify-content: center; gap: 70px; align-items: start; }
.policy-summary { position: sticky; top: 112px; padding: 26px; background: white; border: 1px solid var(--line); border-radius: 18px; box-shadow: 0 14px 34px rgba(6,27,69,.07); }
.policy-summary strong { color: var(--navy); font-size: 1.08rem; }
.policy-summary p { color: var(--muted); font-size: .9rem; }
.policy-summary a { color: var(--blue); font-size: .86rem; font-weight: 780; }
.policy-nav > strong { display: block; margin-bottom: 13px; color: var(--muted); font-size: .72rem; letter-spacing: .13em; text-transform: uppercase; }
.policy-nav nav { display: grid; }
.policy-nav nav a { padding: 9px 0; color: var(--ink); border-bottom: 1px solid var(--line); font-size: .82rem; font-weight: 650; transition: color .2s, padding-left .2s; }
.policy-nav nav a:last-child { border-bottom: 0; }
.policy-nav nav a:hover { color: var(--blue); padding-left: 4px; }
.policy-article { color: #344b70; }
.policy-article section { padding: 0 0 34px; margin: 0 0 34px; border-bottom: 1px solid var(--line); }
.policy-article section:last-child { border-bottom: 0; }
.policy-article h2 { margin: 0 0 14px; color: var(--navy); font-size: 1.35rem; letter-spacing: -.015em; }
.policy-number { display: block; margin-bottom: 8px; color: var(--blue); font-size: .72rem; font-weight: 850; letter-spacing: .13em; }
.policy-article p { margin: 0 0 14px; }
.policy-article ul { display: grid; gap: 10px; padding-left: 22px; }
.policy-callout { margin-top: 24px; padding: 22px 24px; color: var(--ink); background: #eaf3ff; border-left: 3px solid var(--blue); border-radius: 0 14px 14px 0; }
.policy-callout p { margin: 5px 0 0; }
.policy-contact { padding: 32px !important; color: var(--ink); background: white; border: 1px solid var(--line) !important; border-radius: 18px; box-shadow: 0 12px 34px rgba(6,27,69,.06); }
.policy-contact .button { margin-top: 8px; color: white; }
.policy-footer .footer-bottom a { color: var(--blue); }

.reveal { opacity: 0; transform: translateY(22px); transition: opacity .7s ease, transform .7s ease; }
.reveal.is-visible { opacity: 1; transform: translateY(0); }
.product-grid .reveal:nth-child(2), .security-points .reveal:nth-child(2) { transition-delay: .09s; }
.product-grid .reveal:nth-child(3), .security-points .reveal:nth-child(3) { transition-delay: .18s; }

@keyframes breathe { 50% { transform: scale(1.09) translateY(10px); opacity: .72; } }
@keyframes orbitRotate { to { transform: rotate(360deg); } }

@media (max-width: 1040px) {
  .product-grid { grid-template-columns: repeat(2, 1fr); }
  .product-bolsa { grid-column: 1 / -1; display: grid; grid-template-columns: .82fr 1.18fr; }
  .product-bolsa .product-image { height: 100%; min-height: 380px; }
  .security-panel { grid-template-columns: 1fr; gap: 42px; }
  .footer-grid { grid-template-columns: 1.5fr 1fr 1fr; }
  .footer-grid > div:last-child { grid-column: 1 / -1; }
}

@media (max-width: 820px) {
  .container { width: min(calc(100% - 30px), var(--container)); }
  .section { padding: 78px 0; }
  .header-inner { min-height: 78px; }
  .brand { width: 144px; height: 72px; }
  .brand img { width: 140px; }
  .menu-button { display: block; }
  .main-nav { position: absolute; top: 78px; left: 15px; right: 15px; display: grid; gap: 4px; padding: 14px; background: white; border: 1px solid var(--line); border-radius: 18px; box-shadow: var(--shadow); opacity: 0; visibility: hidden; transform: translateY(-10px); transition: .2s; }
  .main-nav.is-open { opacity: 1; visibility: visible; transform: translateY(0); }
  .main-nav a { padding: 12px 14px !important; }
  .nav-cta { margin-top: 4px; text-align: center; }
  .hero, .hero-clean { min-height: 560px; }
  .hero-clean .hero-copy { padding: 66px 0 72px; }
  .hero-copy { text-align: center; margin-inline: auto; }
  .eyebrow { justify-content: center; }
  .hero-text { margin-inline: auto; }
  .hero-products { justify-content: center; }
  .hero-lines { width: 72%; opacity: .38; }
  .section-heading { display: block; text-align: center; }
  .section-heading .eyebrow { justify-content: center; }
  .section-heading > div, .section-heading > p { max-width: 680px; margin-inline: auto; }
  .section-heading > p { margin-top: 18px; }
  .steps-layout { grid-template-columns: 1fr; gap: 52px; }
  .steps-intro { text-align: center; }
  .steps-intro .eyebrow { justify-content: center; }
  .steps-intro > p:not(.eyebrow) { margin-inline: auto; }
  .security-points { grid-template-columns: 1fr; }
  .security-points span { margin-bottom: 12px; }
  .cta-card { display: grid; padding: 38px; text-align: center; }
  .footer-grid { grid-template-columns: 1.3fr 1fr; }
  .footer-grid > div:last-child { grid-column: auto; }
  .policy-layout { grid-template-columns: 1fr; gap: 42px; }
  .policy-summary { position: static; }
}

@media (max-width: 620px) {
  .hero h1 { font-size: 3.15rem; }
  .hero-clean .button { width: 100%; }
  .hero-products { flex-wrap: wrap; }
  .product-grid { grid-template-columns: 1fr; }
  .product-bolsa { grid-column: auto; display: flex; }
  .product-bolsa .product-image { height: 245px; min-height: 0; }
  .product-content { padding: 24px; }
  .step-list li { grid-template-columns: 52px 1fr; gap: 15px; padding: 22px 18px; }
  .step-index { width: 48px; height: 48px; }
  .security-panel { padding: 30px 22px; }
  .cta-card { padding: 32px 22px; }
  .button-white { width: 100%; }
  .partners-box { padding: 18px 12px; overflow-x: auto; }
  .partners-box img { min-width: 650px; }
  .footer-grid { grid-template-columns: 1fr; gap: 34px; padding-top: 52px; }
  .footer-bottom { display: grid; }
  .policy-hero { padding: 66px 0; }
  .policy-contact { padding: 24px !important; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}